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As an example of how I've been using model composition in calculang, I added notes to <http://ActuarialPlayground.com|ActuarialPlayground.com> on manipulating the formulas to do mortgage protection - by composing with an old loan calculator model (via just a plain old URL).
Here are the formula changes, you can interactively swap them on the website, under :speech_balloon:
<https://github.com/declann/ActuarialPlayground.com/commit/9e487b7e18570e1043ac7f6f4539bf002f8926df#diff-30314a7cf03cb75b7246e76210af5cd0b97071f1ac89a5757d9f62e82a3d1c2d|https://github.com/declann/ActuarialPlayground.com/commit/9e487b7e18570e1043ac7f6f4539bf002f8926df#diff-30314a7cf03cb75b72[…]c89a5757d9f62e82a3d1c2d>